Tricks from your insurance company
Posted by Solomon Neuhardt Wednesday, 05 August 2009 05:21
Tricks from your insurance company include ...
- Telling the insured driver to go through the insurance company of the other driver, since they were the one that was at fault. This is false, and insurance companies are obliged to give you the service to appraise and provide insurance for your vehicle. Though you may have to pay a deductible to get your car fixed through your insurance, you will often get it fixed much more quickly through your insurance.
- The insurance company of the driver that is not at fault will often enter into agreements with the other insurance company to get reimbursement for paying your medical bills, often at the complete disregard of the insured.
- Another popular trick involves secret surveillance or detective-work on you to get information to use at settlement; this includes talking to neighbors and co-employees.
- Your insurance company also might resort to using social networking sites, like YouTube.com and Facebook.com, to gain information about your activities.
- They might also fail to give the correct information to the insured, making it difficult for you to pursue fair settlement offers. In the case that a driver has only $100,000 in insurance, a number considered on the low end, but if the case is worth more than that, the insurance company will make a low-ball offer that will inevitably be rejected. This offer will allow the jury to return a much lower settlement that should be necessary for the driver to reclaim all of their losses.
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