Insurance Disputes
An insurance dispute arises when an insurance company unreasonably denies or delays payments on valid claims, they have failed to meet their obligations. The practice only adds to the misery and tragedy of the original claim.
Unfortunately, the behavior is fairly common. Insurance companies are business entities. Their profit is directly affected by how much they pay out in claims. Reducing payouts is a main objective and their agents will sometimes bend the rules to accomplish a better rating with the parent company.
Understanding the adversarial relationship between claimants and insurance companies explains why an agent or investigator will appear to only have your best interests in mind and then low-ball a settlement. They may press you to settle quickly or try to steer you away from legal advice. It is critical that you do not sign any documents from an insurance company that you do not fully understand or agree with.
Do I need an attorney for an insurance dispute or bad faith claim?
Whether or not your particular case requires the help of a lawyer depends on many factors. It is extremely important that you do not delay in getting a legal opinion. The longer you wait, the more likely it is that documents will disappear or that the insurance company might pressure you into taking a lesser amount for your claim.
Solomon Neuhardt practices personal injury law out of Billings, Montana. He is experienced in evaluating and when warranted, pursuing insurance claims for personal injury cases. If you would like to discuss your case with no obligation, fill out the contact form here. Our office will contact you to explain your options.
Further information and resources can be found here.
Will an insurance dispute succeed?
An insurance coverage attorney will examine several areas of a case to determine if a lawsuit is warranted. Among these are:
- What does the original policy say? The insurance policy is a legal contract between you and an insurance company that can be enforced by the courts. Most insurance companies, once they know you have an insurance dispute attorney involved, will agree to mediation and most claims to not actually need a trial.
- What damages can be demonstrated? This is critical. Your attorney will help you with documenting damages or injuries. Insurance estimates can be far off the mark and you do not have to accept their ‘number’.
- How did the lack of a proper settlement lead to further damages? When an insurance company fails to pay a claim in full and in a reasonable time, there are often consequences that could have been avoided.
- Are there other responsible parties? When possible, an insurance company may blame another party or tell you to collect from someone else.
Evaluating your insurance dispute
Neuhardt Law, located in Billiings, Montana, is available to help you decide if you wish to proceed with an insurance claim dispute or bad faith claim. In many cases, when an insurance company knows you have an expert on your side, they will capitulate. In other cases, mediation may be necessary. Solomon Neuhardt handles cases against insurance companies across Montana.
We take full advantage of modern communications and can work on dispute cases throughout the state. Many can be dealt with by email, phone and fax.
If you suspect your insurance company is delaying or low-balling your claim simply to pressure you into settling, it behooves you to get a second opinion. Contact Solomon Neuhardt for an insurance dispute case review. There is no charge and no obligation for this free service.
Remember, the goal of the insurance company is to get you to accept their valuation of the claim, not what you justly deserve. You have paid your premiums in good faith and deserve to be treated fairly.
Best Practices of Insurance Companies
Solomon Neuhardt has been representing individuals against insurance companies for years. Get your FREE copy of this book and benefit from Sol's experience. This is a light and humorous read and a definite eye-opener on the best practices of insurance companies.
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Neuhardt Law Firm, P.C.
945 Broadwater Square
Billings, Montana 59101
P.O. Box 2275
Billings, Montana 59103
Phone: 406-294-9540
Fax: 406-656-3044
Toll Free: 888-820-3346
E-mail: info@mtaccidentattorney.com
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